Management Team

 Christopher R Lowery

Christopher R Lowery, CFP®, CPA, CLU®, ChFC®, CASL®

Managing Director
Office 618-589-7012

My Networks: LinkedIn Facebook

Chris Lowery—Professional Accomplishments
Chris began his career with Northwestern Mutual in 1995 and has received numerous company and industry awards during his successful career with the company.

Chris completed his B.S. in Accounting from Miami University. He has earned the Chartered Life Underwrter (CLU®),  Chartered Financial Consultant (ChFC®), and Chartered Advisor for Senior Living (CASL®) professional designations.

The Chartered Life Underwriter (CLU®) designation has long been recognized as the fundamental and foremost educational credential for life insurance professionals. Since 1927, more than 94,000 individuals have earned their CLU®, helping them build a successful life insurance practice by providing clients with knowledgeable and ethical advice. For financial representatives, field management, home office personnel, and others involved in providing life insurance products to the public, the CLU® designation symbolizes continuing growth and commitment to professionalism.

The Chartered Financial Consultant (ChFC®) designation focuses on the comprehensive financial planning process as an organized way to collect and analyze information on a client's total financial situation; to identify and establish specific financial goals; and to formulate, implement, and monitor a comprehensive plan to achieve those goals. The ChFC® program provides financial services professionals with in-depth knowledge of the skills needed to perform comprehensive financial planning for their clients.

The Chartered Advisor for Senior Living (CASL®) designation is the undisputed professional credential for persons who would like to cater to the unique needs of senior clients.This designation provides advisors with the comprehensive skills to address the main concerns of this demographic, covering such items as financial, health, psychological and sociological issues.

He has received numerous company and industry awards during his career, including:

  • National Sales Achievement Award: 1999, 2001, 2003-2015
  • Million Dollar Round Table Qualifying/Life Member: 2009-2015
  • Million Dollar Round Table Qualifying Member: 2000-2008
  • National Quality Award: 2000-2015

To check out his personal website visit

 Aaron W Laramore

Aaron W Laramore

Field Director
Office 314-241-4501

My Networks: LinkedIn

Aaron Laramore has been with Northwestern Mutual since 2002. He has won a National Sales Achievement Award and multiple National Quality Awards. He is currently a member of the Million Dollar Round Table. MDRT is the premier association of financial professionals. On top of his consistent high activity he holds the position of #4 College Unit Director at Northwestern Mutual as well developed the internship program to be #7 in country.

 Adam D. Tiberi

Adam D. Tiberi

Field Director
Office 618-589-7029

My Networks: LinkedIn Facebook

 Brian K Tieman

Brian K Tieman

Field Director
Office 618-589-7031

My Networks: LinkedIn

 Jodi L Krauss

Jodi L Krauss
Office 618-589-7023

My Networks: LinkedIn

 Nicole C Holland Hong

Nicole C Holland Hong, CFP®, CLU®, ChFC®, CASL®

Field Director
Office 618-589-7061

My Networks: LinkedIn

She began her career with Northwestern Mutual in December 1996, just after she graduated from Eastern Illinois University.  As her career has progressed with Northwestern Mutual she has truly enjoyed each opportunity she’s had to connect with hundreds of professionals and business owners to help them clarify and achieve their personal goals and objectives.


She earned her professional designation as a Chartered Life Underwriter which is currently recognized as the fundamental and foremost educational credential for life insurance professionals. She holds Life, Health and Long Term Care insurance licenses in many states. To this end, she is able to provide the best service for her clients. The protection of yourself and your family is her mission.


She lives with her husband Justen in O’Fallon, Illinois; and they are active members in their community. In her free time she enjoys working out, traveling, and reading. She is very family oriented and enjoys spending as much time as possible with close friends and family.


Awards & Associations

  • Million Dollar Round Table, Qualifying
  • Member, 1999-2014
  • Million Dollar Round Table, Qualifying/Life
  • Member, 2008-2014
  • Attracting Quality Associates (AQA), 1999
  • National Quality Award, 2000-2014
  • National Sales Achievement Award,
  • 1999-2000, 2002, 2006-2014
  • National Association of Insurance and Financial Advisors
  • MS Corporate Achiever

 Nikolaus D Skaer

Nikolaus D Skaer, CLU®, ChFC®, CASL®

College Unit Director
Office 618-589-7062

My Networks: LinkedIn

After spending 9 years in the car business, Nik was attracted to the idea of being in business for himself.  Partnered with the long term value and culture of the Northwestern Mutual, Nik decided this was a great fit for him.  Nik now spends his time inspiring his clients to create financial security for their businesses, their families, and themselves. 


“When I decided to join Northwestern Mutual, the impact of my work was a deciding factor.  At the end of the day, I know the work that I am doing is going to help put my clients in a better position to respond to  what life throws at them.  The fact that I can do this while meeting exceptional people and forming life-long relationships makes it even more rewarding.”


Nik graduated from Southern Illinois University Edwardsville with a degree in Mechanical Engineering.   In addition to his personal practice, Nik is a member of the leadership team and enjoys developing and coaching new representatives.  Along with his wife Anna and his two sons, Nik resides in Freeburg, IL.


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